BNY Mellon Benefits Guide
Tools to Help You Choose the Right Health Plan
BNY Mellon offers a variety of online resources and tools to help you choose your health plan, and then make more informed everyday decisions when using your benefits.
The following tools are available on MyBenefit Solutions. At work: MySource > MyReward > Logon to MyReward > Proceed to My Personal Total Reward Data > MyBenefit Solutions. From home: http://mybenefits.bnymellon.com.
Medical Expense Estimator
The Medical Expense Estimator is designed to help you estimate your 2018 health care expenses under both Plan HRA and Plan HSA.
Decision Direct
The Decision Direct tool is designed to help you more easily compare your health plan options. Decision Direct is an easy-to-use tool that offers you specific, personalized enrollment suggestions. By answering a few simple questions about your benefit needs and preferences, Decision Direct helps you compare the plans to determine the best option for you. In addition, you can learn about enrollment decisions others have made in hypothetical scenarios.
Flexible Spending Account Estimator
Estimate how much to contribute to the Health Care and Dependent Care Flexible Spending Accounts based on anticipated annual expenses.
Health Savings Account Estimator
Estimate how much to contribute to the Health Savings Account based on anticipated annual qualified health care expenses.
Physician Finder
Use Castlight to locate in-network providers, view cost estimates and quality ratings for doctors' visits and medical services, review your past medical claims and expenses if you were previously covered under BNY Mellon sponsored Plan HRA or Plan HSA with Aetna or UnitedHealthcare, and understand what expenses would be covered by the health plan you're considering for 2018. Visit http://www.mycastlight.com/bnymellon or call a Castlight Guide at 1-866-960-0873, available Monday through Friday, 8:00 a.m. to 9 p.m. Eastern Time.
You can also contact Aetna at 1-855-855-8112 or UnitedHealthcare at 1-800-842-0750 (depending on the health plan carrier you select) to access health and wellbeing advocacy services. Note the "Network Name" associated with the "Health Plan Carrier" options noted below.
Guide to Using Your Health Plan Benefits
This guide will help you navigate the day-to-day decisions and situations you'll encounter when you need medical care, such as:
- how to prepare for a doctor's visit;
- when and how to use your Health Savings Account or Health Reimbursement Account to pay for care; and
- the resources and tools available from the carriers and wellbeing program providers to help you make better-informed decisions.
You can find the Guide to Using Your Health Plan Benefits on the HealthHub site at www.healthhub.bnymellon.com. Just select the version that's appropriate to your health plan (Plan HSA or Plan HRA).