BNY Mellon Benefits Guide
Medical Option Highlights
For 2018, most employees have a choice between the following two national health plan options, each offered by Aetna and UnitedHealthcare, with prescription drug coverage offered through CVS Caremark:
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Option 1: Plan HRA
Health Reimbursement Account
See details in "Plan HRA (Health Reimbursement Account)" in the Medical and Prescription Drug section
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Option 2: Plan HSA
Health Savings Account
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Note: Based on IRS rules, if you enroll in other medical coverage that is not a qualifying high-deductible health plan, such as through your spouse's or domestic partner's plan, including a general purpose Health Care FSA or HRA, or are covered by any part of Medicare (Part A, Part B, etc.) or Tricare, by federal law, you aren't eligible to contribute to the HSA.