BNY Mellon Benefits Guide
Benefits Eligibility
The Bank of New York Mellon Health and Welfare Plan (BNY Mellon's Flexible Benefits Program) is available to all active full-time and part-time salaried employees, who are regularly scheduled to work at least 20 hours per week as determined by BNY Mellon.
In addition to yourself, you can also enroll your dependents for medical, dental, vision and dependent life insurance coverage.
Dependents include:
  • your opposite-sex or same-sex spouse (unless you are divorced or legally separated);
  • your domestic partner—a partner, of the opposite or same sex, with whom you share a committed and mutually dependent relationship, evidenced by a shared residence and record of financial interdependence (review "Domestic Partner Definition" below for more information);
  • your children up to age 26, regardless of full-time student status, residency, financial support, marital status or access to other employer-sponsored coverage;
  • your unmarried, dependent children older than age 26 who are mentally or physically disabled and incapable of self-support and who became disabled before age 19;
  • your grandchildren for dental coverage for Texas residents only (according to the terms of the covered benefit);
  • your parents and parents-in-law (even if not members of your household) for Best Doctors only (according to the terms of the covered benefit); and
  • all of your household members (e.g., spouse, domestic partner, parents, grandparents) for AccessSolutions EAP only, according to the terms of the covered benefit.
For this definition, "child" means your natural child, stepchild, legally adopted child (including those placed with you for adoption), foster child placed with you, a child for whom you have legal guardianship and the duty of sole financial support by an order of the court (you must provide documentation verifying that a court order gives you both legal custody and the duty of sole financial support before you can enroll the child), or a "child" of your domestic partner.
You may add or remove a child from medical coverage at any time if a Qualified Medical Child Support Order (QMCSO) requires (or previously required) you or your former spouse to cover the child. You may be asked for documentation of eligibility at the time of enrollment or during any audit checks.