Incentives for participating in the 2019 Wellbeing Rewards Program are available to all eligible employees and their spouses/qualified domestic partners (in most cases) who are covered by the BNY Mellon-sponsored Lower Deductible or Higher Deductible HSA Plan through either Aetna or United Healthcare. If you think you might be unable to meet a standard or activity for an incentive under this Program, you might, in many cases, qualify for an opportunity to earn the same incentive by different means. Contact WebMD at 1-888-258-9275 and they will work with you (and, if you wish, with your physician) to find an alternative means for you to earn the same incentive in light of your health status.