By law, participation in a General Purpose FSA disqualifies you from making contributions to a Health Savings Account, although you can still enroll in a high deductible health plan. However, to help you pay eligible health care expenses when enrolled in the Lower Deductible HSA Plan or Higher Deductible HSA Plan, you can enroll in the Limited Purpose FSA. For 2019, you can contribute up to $2,650 through convenient payroll deductions.

Your contributions to the Limited Purpose FSA may only be used for the reimbursement of eligible dental, vision, preventive drug and out-of-network preventive care expenses, and after you have met your plan's annual deductible, other qualified medical expenses. The Limited Purpose FSA is subject to the same IRS rules that apply to flexible spending accounts. This means that (with the exception of the $500 carry-over for the Health Care FSA) you will lose any Limited Purpose FSA contributions you do not use—so plan carefully.