BNY Mellon Benefits Guide
Tools to Help You Choose the Right Health Plan
BNY Mellon offers a variety of online resources and tools to help you choose your health plan, and then make more informed everyday decisions when using your benefits.
The following tools are available on MyBenefit Solutions. At work: MySource > MyReward > Logon to MyReward > Proceed to My Personal Total Reward Data > MyBenefit Solutions. From home: http://mybenefits.bnymellon.com.
HRA, HSA and FSA Overview
This brief recorded presentation explains the similarities and differences between Plan HRA (including Health Reimbursement Account), Plan HSA (including Health Savings Account) and FSA (Flexible Spending Account) options.
Health Care Cost Summary
To help you estimate your future health care costs, the Health Care Cost Summary allows you to view your past health care expenses.
Medical Expense Estimator
The Medical Expense Estimator is designed to help you estimate your 2016 health care expenses under both Plan HRA and Plan HSA.
Decision Direct
The Decision Direct tool is designed to help you more easily compare your health plan options. Decision Direct is an easy-to-use tool that offers you specific, personalized enrollment suggestions. By answering a few simple questions about your benefit needs and preferences, Decision Direct helps you compare the plans to determine the best option for you.
People Like Me
With People Like Me you can learn about enrollment decisions others have made in hypothetical scenarios and the reasons behind their decisions.
Flexible Spending Account Estimator
Estimate how much to contribute to the Health Care and Dependent Care Flexible Spending Accounts based on anticipated annual expenses.
Health Savings Account Estimator
Estimate how much to contribute to the Health Savings Account based on anticipated annual health care expenses.
Aetna and UHC Physician Finder
Use the links below to locate a physician, hospital or other provider participating in Aetna and/or UnitedHealthcare's national networks. Note the "Network Name" associated with the "Health Plan Carrier" options.
You can also contact Aetna at 1-855-855-8112 or UnitedHealthcare at 1-800-842-0750 (depending on the health plan carrier you select) to access health and wellness advocacy services. Your personal care nurse and the broader team are your advocates, and they can help you access the physicians that may best meet your needs.
Guide to Using Your Health Plan Benefits
This handy guide will help you navigate the day-to-day decisions and situations you'll encounter when you need medical care, such as:
- how to prepare for a doctor's visit;
- when and how to use your Health Savings Account or Health Reimbursement Account to pay for care; and
- the resources and tools available from the carriers and Live Well partners to help you make better-informed decisions.
You can find the Guide to using your health plan benefits on the Live Well site at www.livewell.bnymellon.com. Just select the version that's appropriate to your health plan (Plan HSA or Plan HRA).