If you participate in BNY Mellon sponsored Lower Deductible HSA Plan or Higher Deductible HSA Plan through Aetna or United Healthcare, you and your eligible dependents can use Castlight to make better informed health care choices all year-round. Castlight is a personalized tool that helps you easily compare your potential health care costs. You can use Castlight to compare cost estimates and quality ratings for doctors' and dentists' visits and health care services. The tool can help you understand what's covered by your health plan, see where you are with respect to your deductible status, review simple explanations of past expenses and much more. In addition, with Castlight's "myStrength," you can participate in online evidence-based therapy to address stress, depression, anxiety and other behavioral health concerns.